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What's on my Mind?

~~~baby names! I just couldn't get enough of it that I feel my husband wants to change topic everytime I bring it out in our conversations. Well, I don't think it's because he's disinterested. He just keeps telling me to wait until we know baby's gender before I give a name. I guess he's right. There are a million names that we can give the baby and I shouldn't waste time daydreaming. The right name will come when the right time comes. I love you baby!

When I'm Feeling Bleh~

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When I'm feeling bleh~~~ I look at the picture of my husband and little Zoe (such as this one) and I feel better already. Their smiles are contagious! :-)

Prospects for the New Year

The Chinese communities worldwide celebrated their New Year today. For the most part, we are swarmed with good luck charms, horoscopes and "tikoy" (a delicious traditional Chinese rice delicacy). Even on television, there are endless features on what kinds of signs are lucky for this Year of the Ox and what type of Home Business Ideas will definitely soar for this year. They even add in several tips on how to attract money into their Home Based Business by putting several charms and crystals in the place of their business. With all these beliefs surrounding us, it may tend to make people believe that success in business is mainly based on luck. Of course, it is not. It also would depend a lot too on hard work, creativity, customer service and product quality. For someone like me who has no experience in doing business, it would also be good to get proper training on what is the latest and most effective way to earn honest money these days. Experts may tell you now that e-co...

Awards Galore

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Please pardon my "katamaran" for posting so late the awards which I have received from blog-friends. I never seem to find the right time to write a post about it and to thank all of them for such un-deserved awards. First, from Pat~~ thanks a bunch Pat! I really felt so FAB after receiving this. and then from Ai ~ hi Ai! I hope your little daughter's better already. Take care of your health too! and finally from Tet ~ Tet, you are so thoughtful and I love receiving awards from you!! Thanks!!!

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Just Arrived

Hi! My family and I just arrived from a 4d 3n vacation in Iloilo/Bacolod. It was so fun but tiring and expensive ~~~ Nevertheless, I wouldn't exchange that wonderful time with my family for the world! We only got to take a few pictures during this trip because we were mostly busy chasing the little girl around. Hahaha! You see, she's really into her terrible two-moments now. Anyway, I promise to post the pics here (maybe tomorrow if I remember to bring my usb cable). I'll also add some side kwento from the trip. On baby #2 naman ~~~ well, I'm hoping and praying that I'll continue to feel good. I still don't experience any morning sickness or something of that kind. Hopefully, unlike the last time, I don't need to take time off from work because of this pregnancy. I've gain some weight during the weekend (blame it on all that delicious Ilonggo food!) and I hope it's all good and healthy for the baby. :-) More updates soon! But for now, I gotta go back...

Loans and Other Problems

I just remember now how eye-opening my Christmas was. Because of the many conversations I exchanged with family members and friends, I was able to see how hard life really is right now. I realized that much of the things talked about during our reunions were on financial problems and the deteriorating economy. In fact, one of the topics during my ODP reunion revolved around the growing problem of doing business especially in the banking sector. Many of my friends who work in bank operations have been given very high targets for the year. They really have been feeling weary for they already foresee that it would be very hard for them to reach their targets. I learned that the problem that is common is with loans. Many are losing in business that some are unable to pay their long term loans through regular amortizations and are now asking for Loan Modification . Some businesses, for example, in steel and manufacturing, have been sorely hit by the recession in the US and European markets...